LIVE MARKET DATA

5-Year Fixed: 4.14% ▼ 0.05%

5-Year Variable: 6.10% FIXED

3-Year Fixed: 4.59% ▲ 0.02%

Insured Rate: 3.99% ▼ 0.10%

Prime Rate: 7.20% UNCH

5-Year Fixed: 4.14% ▼ 0.05%

5-Year Variable: 6.10% FIXED

3-Year Fixed: 4.59% ▲ 0.02%

Insured Rate: 3.99% ▼ 0.10%

Prime Rate: 7.20% UNCH

Lower your monthly payments
with expert refinancing.

Unlock the equity in your home to consolidate debt, fund renovations, or simply take advantage of today's lower interest rates. We compare over 30 lenders to find your perfect match.

GET YOUR NEW RATE

SMART REFINANCING

When is the right time to refinance?

Lower Your Rate

If market rates have dropped since you signed your original mortgage, you could save thousands in interest over the remaining term.

Access Equity

Tap into up to 80% of your home's value to fund renovations, educational costs, or make a large investment.

Debt Consolidation

Combine high-interest credit card debt or loans into one low mortgage payment, significantly improving your cash flow.

HOW IT WORKS

A simpler way to
restructure your mortgage.

Upload Documents

Our secure portal makes it easy to submit your current mortgage statement and income docs.

Market Analysis

We analyze 30+ lenders to find rates that outperform your current bank.

Rapid Closing

Once you select a lender, we handle the paperwork and transfer to get you funded fast.

REFINANCE FAQ

Common questions.

Is there a penalty for breaking my mortgage early?

Yes, most lenders charge a penalty. However, we calculate if the interest savings from your new lower rate will outweigh the penalty, ensuring you come out ahead.

How much equity can I take out?

In Canada, you can typically refinance up to 80% of your home's appraised value, minus your remaining mortgage balance.

Stop overpaying on your mortgage today.

It takes less than 3 minutes to see how much you could save with West Avenue Group.

Headquartered in Toronto, Canada

Mortgage Brokerage licensed in Ontario: FSRA 12984, Alberta: RECA LIC-00516872, British Columbia: BCFSA X301004, Manitoba Securities Commission licensed, Nova Scotia: License #2022-3000058, Newfoundland/Labrador: 23-07-HO061-1, New Brunswick: FCNB 210057266 and Saskatchewan: FCAA 512263.

Real Estate Licensed in Ontario, as a registered OREA Brokerage, West Avenue Real Estate. We are a member of the Canadian Mortgage Brokers Association (CMBA).

Proudly Canadian. Always Independent.

Lower your monthly payments with expert refinancing.