Mortgages
In today's competitive market, a pre-approval is your ticket to being taken seriously. We lock in your rate for up to 120 days so you can focus on finding your dream home.
Completed in 5 minutes
Ongoing review of paystubs
Ready to make an offer
Lock in today's best rates for up to 4 months while you shop. If rates go up, you're protected.
Know exactly how much you can afford, including monthly payments and land transfer taxes.
Sellers prioritize buyers with pre-approval. It shows you're serious and ready to close.
Most of the work is already done. When you find a home, we can move to final approval in days.
Having these documents ready will speed up the process significantly. Our secure digital vault makes uploading a breeze.
A pre-approval is an initial assessment and rate lock based on the documents you provide. Final approval only happens once you have an accepted offer on a specific property, as the lender needs to appraisal the home to ensure it's worth the mortgage amount.
Based on you. Tells you what you can spend and locks in your rate.
Based on you + the property. Happens after you find a home.
Start your application today and get pre-approved in as little as 24 hours.
Start My Pre-approvalFree service, no impact on credit score to start.
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Mortgage Brokerage licensed in Ontario: FSRA 12984, Alberta: RECA LIC-00516872, British Columbia: BCFSA X301004, Manitoba Securities Commission licensed, Nova Scotia: License #2022-3000058, Newfoundland/Labrador: 23-07-HO061-1, New Brunswick: FCNB 210057266 and Saskatchewan: FCAA 512263.
Real Estate Licensed in Ontario, as a registered OREA Brokerage, West Avenue Real Estate. We are a member of the Canadian Mortgage Brokers Association (CMBA).
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