West Avenue Group - Get the Best Mortgage Online

LIVE MARKET DATA

5-Year Fixed: 4.14% ▼ 0.05%

5-Year Variable: 6.10% FIXED

3-Year Fixed: 4.59% ▲ 0.02%

Insured Rate: 3.99% ▼ 0.10%

Prime Rate: 7.20% UNCH

5-Year Fixed: 4.14% ▼ 0.05%

5-Year Variable: 6.10% FIXED

3-Year Fixed: 4.59% ▲ 0.02%

Insured Rate: 3.99% ▼ 0.10%

Prime Rate: 7.20% UNCH

01 Getting Started

How do I start my mortgage application?

You can start right here on our website! Simply click "Apply Now" to begin our secure, 5-minute digital application. No credit check is required to see your initial options.

What documents do I need for a pre-approval?

Typically, you'll need proof of income (pay stubs, T4s), proof of down payment (bank statements), and a valid government ID. Our portal makes it easy to securely upload these from your phone.

02 Rates & Lenders

How can you offer lower rates than my bank?

Because we process a high volume of mortgages, we have access to "wholesale" rates that aren't available to the general public. We also work with monoline lenders who have lower overhead costs than big banks.

Which lenders do you work with?

We work with over 30 of Canada's top lenders, including major banks (like Scotiabank and TD TRUST), monoline lenders (like First National and MCAP), and alternative lenders for unique credit situations.

03 Fees & Costs

Does West Avenue Group charge a fee for their services?

For standard residential mortgages, our services are completely free to you. We are paid a finder's fee by the lender once your mortgage is funded. we only charge fees for complex commercial or private lending scenarios, which would be disclosed upfront.

What are "Closing Costs"?

Closing costs typically include land transfer taxes, legal fees, appraisals, and title insurance. We recommend budgeting between 1.5% and 4% of the purchase price for these expenses.

HELP CENTER

Frequently Asked Questions.

01 Getting Started

02 Rates & Lenders

03 Fees & Costs

Still have questions?

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